About Tolga Cinar
I have been a loan officer with over 20 years of experience in  purchase and refinance mortgage loan transactions.  I have worked for many of the nation’s top financial institutions:  Bank Of America, J.P Morgan Chase, Capital One Bank Home Loans, PNC Bank and M&T Bank.
I  started my mortgage career at the nation’s largest individually owned real estate company as an in-house mortgage loan officer.  Having worked in various real estate offices for over 10 years, I gained knowledge of all aspects of extremely complex transactions from the industry leader’s top real estate experts. From there I moved on  to mortgage banking.
I specialize  in finding the best deal possible whether  through alternative funding or my unrivaled knowledge of the  home loan market. Because I have been in finance/mortgage for over 20 years and 10 years in international sales project management,
I am an expert at anticipating problems before they arise!
I believe  upfront, timely communication is key to a smooth mortgage process.
I treat each transaction with the care I would give my own personal mortgage. Â This is why my clients keep coming back to me for return business.
My mother tongue is Turkish and I am experienced and knowledgeable in handling international mortgage financing cases.
Whatever your needs, you can count on me to guide you through a smooth closing.
Virtual Home Buying Seminar
Whether youâre just starting out or ready to close, our home buying workshop offers everything you need to know as you prepare to buy a home:
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 Understand your costs up front
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 Determine a price range thatâs comfortable for you
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 Find out how a real estate agent can help you
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 Learn how your credit score can impact your loan
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 Organize paperwork for a smoother loan process